Need to make $700 fast? You're in the right place. This guide walks through the exact apps and sites I use to earn $700 quickly, often the same day, without falling for scams or wasting hours on dead-end offers.
I run side income brands and a 100,000 member subreddit dedicated to making money online, so I've personally tested every option on this list.
Some pay you for things you already do like searching the web, watching videos, or shopping. Others pay you for money you're already owed but never claimed. A few involve real work, but every one of them is legit and pays out.
The fastest path to $700: stack two or three of these together. One app rarely hits $700 overnight, but combining a banking bonus, a few class action settlements, and a survey site can get you there in days, not months.
If you only have your phone handy, my full guide on how to make money from your phone covers the highest-paying mobile-only options.
Here are the best ways to make $700 fast in 2026.
How to Make $700 Fast: 16 Legit Ways That Actually Pay
Start with the quick wins. The three survey sites below pay real cash through PayPal, each offers a sign-up bonus, and you can join all three from your phone in under five minutes. Stacking the welcome bonuses alone gets you started, and active surveys can pay up to $50 each.
Need easy extra cash right now? Start with these three:
- Survey Junkie: Earn up to $10 per survey from home. Take online surveys, join focus groups, and try new products. Join Survey Junkie Now
- Swagbucks: Watch videos, take surveys, shop online, and search the web for real cash. Join Swagbucks and Get $10 Free
- InboxDollars: Over $80 million paid out to members. Watch videos, take surveys, and shop for cash back. Join InboxDollars and Get a Free $5
Now let's break down the full list of ways to make $700 in a day.
1. Get Paid to Watch the News with InboxDollars
Research companies will literally pay you to watch the news and answer a few questions about it. Sign up for a free InboxDollars account and you can add up to $300 a month to your bank account just by paying attention to what's already happening.
InboxDollars shows you short news clips, then asks you fun and interesting questions about them. Answer honestly and you get paid. The platform has already paid out over $80 million to members and pays in real dollars, not points.
Enter your email here and you'll get a $5 bonus to start.
Download: iOS | Android | Browser
2. Build Real Estate Cash Flow with $10 on Fundrise
If real estate investing has always felt out of reach, Fundrise changes the math. You can start with just $10 and own a slice of a professionally managed real estate portfolio.
I'm using it, and here's what I love:
- You only need $10 to start, no accreditation required
- Fundrise handles buying, managing, and growing the real estate
- You earn passive returns from rental income and appreciation
My account has grown steadily, and the platform is genuinely simple to use. Here are my returns so far:
This isn't a risky crypto play or a get-rich-quick scheme. It's a legitimate way to grow your cash over time.
Sign up for Fundrise here and start with just $10.
Download: iOS | Android | Browser
We earn a commission for this endorsement of Fundrise.
3. Claim Unclaimed Settlement Money with FileYourClaim
If you need cash now, there's a good chance you're already owed money you don't know about. FileYourClaim is the easiest way to find class action settlements you qualify for and submit your claim in minutes.
Companies settle class action lawsuits all the time over data breaches, false advertising, hidden fees, and product issues. If you used the product or service during the qualifying time period, you can file a claim and get paid. Most people qualify for several active settlements right now without realizing it.
FileYourClaim rounds up every open settlement in one place so you don't have to dig through legal notices. Payouts range from $20 to several thousand dollars per claim, and stacking a handful of them is a realistic path to $700 fast.
Filing takes a few minutes per claim. Most settlements don't require receipts or proof of purchase, just a quick attestation that you qualify. You can browse active settlements at FileYourClaim here.
Visit: FileYourClaim.co
4. Earn $50 a Year on Autopilot with Nielsen
By using the internet the way you already do, Nielsen pays you to share anonymous usage data. It's one of the most passive money-making apps on this list.
Nielsen has been around for decades, employs over 40,000 people, and exists for one purpose: collecting consumer data. Every app on your phone already does this, so you might as well get paid for it.
Sign up, install the app, and start earning. No surveys, no tasks. Just register your computer or phone and let it run.
Nielsen pays $50 a year to keep their app on your favorite browsing device and gives away $10,000 in monthly sweepstakes prizes. Combine it with a few other passive apps and $700 becomes very achievable. Sign up here for a registration bonus.
Download: iOS | Android | Browser
5. Get Paid to Search the Web with Swagbucks
Swagbucks pays you cash just for searching the web.
Earn money searching for puppy pics? Sounds too good to be true, but it works. Switch from Google or Bing to the Swagbucks search engine and you can earn up to $50 per month from active use.
Combine the Swagbucks search with surveys, video watching, and shopping cash back, and reaching $700 over a few months is very realistic.
New members get a $10 sign-up bonus through this link. Start searching the web with Swagbucks and get paid for clicks you'd make anyway.
Download: iOS | Android | Browser
6. Score Cash for Your Opinion with Survey Junkie
Getting paid to share your opinion sounds too good to be true, but Survey Junkie actually pays you for answering questions, watching videos, and trying new products.
Use the Survey Junkie website or free app to earn cash rewards. New members get a quick sign-up bonus for joining.
Survey Junkie has over 11,000 positive reviews on Trustpilot, the highest of any online survey company. Cash out via PayPal once you hit the minimum balance.
Download: iOS | Android | Browser
7. Get a $750 Paycheck Advance with Current
Current is a mobile banking app built to make managing money easy and stress-free. No hidden fees, no monthly charges, and it doubles as a fast cash source when you need it.
The standout feature is early paycheck access. With direct deposit, you can access up to $750 of your paycheck before payday, which is perfect when you need cash fast. There are no overdraft fees either.
Current is offering a $75 sign-up bonus when you open an account and use code PAYROLL75 during registration. Set up a qualifying direct deposit and the bonus hits your account within 10 days.
Simple setup, no-cost banking, and a $750 advance on day one make Current one of the fastest ways to get cash when you need it.
Download: iOS | Android | Browser
8. Stack Side Income Apps with EarnExtraIncome
If you want a shortcut to the apps actually worth your time, EarnExtraIncome is where I send people first. It's a curated roundup of 23 verified side income apps, sorted by what actually pays out, with no fluff and no dead links.
Top picks like Solitaire Cash, Branded, and Bigcash can stack quickly. The top earners on the list pull $300 or more per week, and combining two or three of them is a realistic path to $700 fast. Every app has been tested, so you're not wasting hours on something that pays in pennies.
Each listing breaks down the welcome bonus, how you earn, and what to expect on payout. Compare them side by side and pick the two or three that fit your time and device. Most are free to join and start earning from your phone in minutes.
If you're serious about hitting $700 quickly, this is the fastest way to find the right combination of apps without trial and error. Browse the full list at EarnExtraIncome here.
Visit: EarnExtraIncome
9. Earn $700 in Tasks and Offers with Freecash
Freecash is one of the highest-paying tasks-and-offers sites online. Complete surveys, install apps, and finish offers to earn real cash.
Payouts are fast, and many users have reported earning $700 or more by consistently working through the highest-paying offers. Cash out via PayPal, crypto, or gift cards.
Getting started is easy: sign up, knock out a few tasks, and watch your balance grow. Freecash also runs bonuses for new users to boost early earnings.
If you're serious about making extra money online and want a platform that's 100% legit, Freecash is one of the best options available.
Download: iOS | Android | Browser
Best Survey Sites to Make Money Fast
Survey sites won't get you to $700 on their own, but they're useful filler income and the welcome bonuses stack up. Here are the three highest-paying survey platforms that actually pay through PayPal.
10. Survey Junkie
Survey Junkie's interface is clean and intuitive, unlike most survey sites that look like they were built in 1997. Members get paid in cash via PayPal.
Survey Junkie has over 11,000 positive reviews on Trustpilot, the highest of any online survey company.
This is one of the more reputable survey companies and I use it regularly. Join free and grab a registration bonus through this link.
11. InboxDollars: $5 Sign-Up Bonus
Earn cash, not points. InboxDollars pays members to read emails, take online surveys, play games, and search the web. The platform is easy to navigate, especially compared to other paid survey sites that overwhelm you with offers.
Offers are broken into clear categories, and your total earnings stay visible at the top of every page. Right now they're offering a $5 cash bonus just for joining.
12. Swagbucks: $10 Sign-Up Bonus
Swagbucks is one of the best money-making apps because it pays for so many things: surveys, online shopping, games, and video watching. Stack a few activities daily and SB adds up fast.
Swagbucks has over 14,000 positive reviews on Trustpilot, making it one of the most trusted rewards sites online.
Cash out SB as gift cards to hundreds of retailers or get paid through PayPal. New members get a $10 sign-up bonus for joining.
FAQs: How to Make $700 Fast
How can I make $700 in a day?
Stack a few fast-cash options. A Current account direct deposit can give you up to $750 the same day. Filing two or three open class action settlements through FileYourClaim can add several hundred dollars. Selling unused items on Facebook Marketplace can close the gap. Combining these three is the most realistic path to $700 in 24 hours.
What apps actually pay $700?
No single app pays $700 instantly, but combining a few will. Current's paycheck advance covers up to $750. Freecash users report earning $700 by working through high-value offers. The top apps on EarnExtraIncome pay $300 or more per week, so two weeks of consistent use crosses $700.
Are these money-making apps legit?
Yes. Every app on this list pays out and has tens of thousands of verified payments. Survey Junkie, Swagbucks, and InboxDollars combined have over 25,000 positive Trustpilot reviews. Fundrise and Acorns are regulated financial platforms. FileYourClaim aggregates court-approved class action settlements.
What's the fastest way to make $700 without a job?
The fastest path without a traditional job is stacking class action settlement claims, a Current paycheck advance, and selling unused items. If you have a spare room, listing it on Airbnb can hit $700 in two weeks at $50 per night.
More Ways to Make $700 Fast
Looking for more ways to make money quickly? Check out my full guide to apps that pay you real money. If you haven't claimed your sign-up bonuses yet, don't skip these:
- Survey Junkie: Earn up to $50 per survey from home with online surveys, focus groups, and product trials. Join Survey Junkie Now
- Swagbucks: Watch videos, take surveys, shop, and more for real cash. Join Swagbucks and Get $10 Free
- InboxDollars: Over $80 million paid to members. Surveys, videos, shopping, and more. Join InboxDollars and Get a Free $5
That's the full playbook. Pick two or three options that fit your time and resources, stack them, and $700 is closer than you think. Good luck hitting your goal.
Related Ways to Make Money Fast
- How to Make Money From Your Phone
- Top 24 Money-Making Apps You Need to Download Now
- 37 Proven Ways to Make Money Fast
- I Need Money Desperately: 20 Ways to Get Cash When You Urgently Need It
One more thing: I keep a running list of all the best ways to make money from your phone – apps I've actually used and recommend. Check out the full list here.
